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You have a verifiable independent record you followed the law so then you could possibly take that to the financial institutions and get your money back. These scam agencies are doing the classic go after the elderly and using tactics that are in some cases nothing short of extortion. It used to be they would only go after people that had somewhat substantial balances but according to the news they are taking people's accounts simply for what's in there for the mortgage payments. Some agencies are legitimate and do serve a purpose but there have been a lot of the 'terrorize grandma' agencies pop also.

Bear , Sep 10, Sep 10, 7. Some of them are crooks, some just use poor tactics. The google the name they are given and hit everyone who even remotely may be the debtor. The demand payment and hope they find the real debtor in their net. A lousy way of doing business if you ask me. ReaPeR , Sep 10, You must log in or sign up to reply here.

Show Ignored Content. Open Preview See a Problem? Details if other :. Thanks for telling us about the problem. Return to Book Page. Preview — Stop It! Get A Copy. Paperback , pages. More Details Original Title. Stop it! Friend Reviews. To see what your friends thought of this book, please sign up. To ask other readers questions about Stop It! Lists with This Book. This book is not yet featured on Listopia.

Add this book to your favorite list ». They do NOT have the ability. Do anything based only on a phone call. Imply that failure to pay the debt could result in arrest, imprisonment, or garnishment of wages;. Cause the telephone to ring, or engage a person in telephone conversations, repeatedly or continuously, with the intent to annoy, abuse, or harass a consumer;. Threaten to take action — such as filing a lawsuit — when they did not intend to do so; Call consumers at times or places that they knew or should have known were inconvenient;.

Fail to notify consumers of their right to dispute and obtain verification of their debts, and to get the name of the original creditor. Continue to try to collect debts after consumers disputed them in writing, and before verifying the debts using obscene or profane language.

Free Templates. The Bud Hibbs Way. Learn about your Debt Collection Rights and how to protect yourself! We can help NOW! Have A Complaint? We like to hear from you! Bud Hibbs Original Site Founder. More Posts. Find us at teamhibbs. FAQ frequently asked questions. Fight Back NOW Ping my Team for any questions!

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